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Vous êtes auto-entrepreneur et vous voulez investir dans l'immobilier locatif ? Bonne nouvelle : contrairement à une idée reçue très répandue, les banques ne vous ferment pas systématiquement la porte.Elles demandent juste plus de preuves. On va voir ici comment leur en donner…

Investing in rental real estate is increasingly appealing to French people who wish to build wealth, generate additional income, and prepare for their future. However, between finding the ideal property, financing, renovations, property management, and taxation, real estate investment can quickly become an obstacle course — especially for those who lack time or technical knowledge. It is precisely to address these challenges that the turnkey real estate investment approach was born, a modern solution that allows investors to delegate the entire process, from searching for the property to renting it out, while securing their profitability and peace of mind.

Vous avez investi, ou vous envisagez d'investir, dans un bien locatif. Avant de vous lancer dans la location vide par réflexe, il y a un statut que vous devez absolument connaître : le LMNP, ou Location Meublée Non Professionnelle. Pendant longtemps, il a été considéré comme l'un des dispositifs les plus efficaces du droit fiscal français pour un particulier. En 2026, les règles ont évolué, mais le LMNP reste largement attractif à condition de bien comprendre le nouveau contexte. On vous explique tout !

In rental investment, it is considered that there are 3 main stages: searching for the property, financing, and management.

Un bon rendement locatif n’est presque jamais le plus élevé sur le papier. En réalité, le bon niveau est celui qui reste cohérent avec le projet, le marché local et les risques que l’on accepte. En 2025, avec un taux moyen des nouveaux crédits à l’habitat autour de 3,13 % en France, l’enjeu n’est plus seulement de “faire du rendement”, mais de trouver un équilibre entre rentabilité, vacance limitée et sécurité patrimoniale.

What you need to know before renting or selling your real estate

Since July 1, 2021, a new Energy Performance Certificate (DPE) has emerged: a small revolution for the French real estate sector and particularly for rental investment!

Primary residence or rental investment?
This is the existential question we all face at some point regarding real estate. And as you might expect, the answer is: it depends… Today, in France, 37% of investors are themselves not owners of their primary residence, and current lifestyles are likely to push this figure higher. Of course, there isn't necessarily a better option than the other; each has its advantages and disadvantages. Here is a small guide of questions to ask and elements to know to help you in your decision.

Is it better to make a rental investment today or wait for a drop in real estate prices? Discover our 100% personalized tool.

Price and interest rate trends: how to act? What is the best time to invest?
We have created a tool (Excel) that allows you to estimate the total cost of your operation according to the evolution of prices and interest rates.

How does it work?
Download the tool, fill in the required fields, and discover your optimal time to invest. 

Don't have an investment project yet?
Discover our latest off-market opportunities!

Definition, method of calculation, operation, obligations... Everything is here! The APR will soon hold no secrets for you. 🤓

In rental investment, the choice of location is a key factor. It often determines the success of a project.

Investing in a student city is a choice that is very strategic! A strong student presence represents great opportunities for small furnished properties and a quick rental process. For this, it's important to gather information before making a decision. We agree, it’s not always obvious and it takes a lot of time. 

Gift🎁! We conducted a study on investment for renting to students, region by region. For this, we based ourselves on 12 cities: Paris, Marseille, Lille, Rouen, Lyon, Strasbourg, Toulouse, Dijon, Bordeaux, Nantes, Tours, and Rennes. And here are our analysis criteria: 

• Minimum budget for making an investment 

• Number of students present in the city  

• Net profitability rate for a studio

Example: Paris. The minimum budget to invest is 140,000€ for an average profitability rate of 4% on a studio. 450,000 students are present in the city.

Simuler un investissement locatif, ce n’est pas chercher un chiffre flatteur pour se rassurer. C’est vérifier si le projet tient vraiment la route une fois le crédit, les charges, les impôts et les périodes creuses pris en compte. En clair, une bonne simulation doit vous aider à répondre à une question simple : est-ce que ce bien correspond à votre objectif, ou est-ce qu’il risque de vous coûter plus qu’il ne vous rapporte ?